Home Purchase
First home or next home, get matched to the right loan with clear, step-by-step guidance.
20+ Years Lending
Andrew the Mortgage Guy
Hey, I’m Andrew!
I’m Andrew B. Nilssen (NMLS 253300), a Hudson, Wisconsin based mortgage broker and VP of Mortgage Lending at Select One Mortgage, helping homebuyers across Minnesota and Wisconsin with purchase, refinance, FHA, VA, USDA, conventional, and specialty home loans for over 20 years.
Buying or refinancing a home is one of the biggest financial decisions you will ever make, and you deserve clear guidance from someone who puts your needs first.
With over 20 years of experience in mortgage lending across Wisconsin and Minnesota, my role is to help you navigate your options with confidence, clarity, and zero pressure.
Living in Roberts, WI with my wife, Jennifer, and our two children I understand firsthand how important home, stability, and community are. That perspective has shaped my work ethic, taking pride in helping people make informed, confident decisions that support their long term goals.
My approach is simple. I take the time to understand your goals, explain your choices in plain language, and build a financing solution that fits your life, not the other way around. Whether you are purchasing your first home, refinancing, or exploring specialized programs, I am here to make the process smooth, transparent, and stress free.
- Over 20 years of mortgage lending experience
- Licensed in Wisconsin and Minnesota (NMLS 253300)
- VP of Mortgage Lending with Select One Mortgage (NMLS 201542) in Hudson, Wisconsin
- Expertise in FHA, VA, USDA, conventional, refinance, and specialty programs
- Trusted partner to homebuyers, homeowners, and Realtors
Verify license status at NMLS Consumer Access (NMLS #253300).
Let’s Get Started!
Book A Discovery CallYour trusted guide
Unlock Your Dream Home with Our Mortgage Solutions.
ask us anything!
Got questions? We’re here to help! Whether it’s about mortgage rates, plans, or the process, feel free to ask us anything. We’re ready to guide you every step of the way!
651-398-4779get quotes
Get Your Personalized Mortgage Quote Today!
Apply Now!Andrew B. Nilssen
NMLS# 253300
VP of Mortgage Lending at Select One Mortgage, Inc. NMLS 201542
1254 Hosford St, Hudson, WI 54016
What we can do together.
Building Foundations for a Brighter Future
Your Journey to Homeownership Starts Here
My goal with every client is to help simplify the journey to homeownership, serving as your trusted guide through every step of the process, providing expert advice and personalized support. Together, we’ll turn your dream of owning a home into reality!
- Personalized mortgage solutions tailored to your needs.
- Expert guidance throughout the entire buying process.
- Competitive rates to help you save on your investment.
- A trusted advisor with you every step of the way.
Refinance
Lower your payment, shorten your term, or tap equity with a refinance built around your goals.
Loan Options
FHA, VA, USDA, conventional, and specialty programs explained in plain language.
Let’s Get Started!
Book A Discovery CallMy Process
It’s easy as 1, 2, 3!
Consultation
I work with you to understand your unique needs and situation.
Application
You complete a simple application to initiate the financing process.
Closing
We lock in your unique plan and finalize your new mortgage.
Reviews
What My Customers Are Saying
Good to know
Frequently Asked Questions
Is Andrew licensed in both Minnesota and Wisconsin?
Yes. Andrew Nilssen is licensed in both Wisconsin and Minnesota (NMLS 253300) and is VP of Mortgage Lending at Select One Mortgage (NMLS 201542) in Hudson, Wisconsin, so he can finance homes on either side of the St. Croix River.
What areas does Andrew the Mortgage Guy serve?
Andrew serves homebuyers throughout Minnesota and Wisconsin, with deep roots in Hudson, River Falls, New Richmond, Roberts, and the greater St. Croix Valley, plus the Twin Cities east metro.
What is the difference between a fixed-rate and an adjustable-rate mortgage?
A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has an interest rate that may change periodically based on market conditions.
How do I know how much I can borrow?
Your borrowing capacity depends on various factors, including your income, credit score, debt-to-income ratio, and the type of loan you are applying for. Our team can help you assess your financial situation to determine the right amount.
What documents do I need to apply for a mortgage?
Typically, you’ll need to provide proof of income, tax returns, bank statements, identification, and information about your debts and assets. Our experts will guide you on the specific documents required for your application.
How long does the mortgage approval process take?
The mortgage approval process can vary based on several factors, including the type of loan and your financial situation. Generally, it can take anywhere from a few days to several weeks. We strive to make the process as quick and efficient as possible.
Ready when you are.
Thank you for choosing us. We are dedicated to helping you achieve your homeownership goals with personalized service and expert guidance. For more information or assistance, feel free to reach out to us anytime!